Handshake Finance

Home Owners

Protect Your Renovation.
Build Your Dream Home with Confidence

Never worry about upfront payments again. Handshake protects your money, so you can achieve your dream home.

Homeowners in Singapore are getting burnt every day with little protection after paying upfront.

home renovation payment protection

Don’t let your renovation turn into another horror story.

is here to help.

Renovate with confidence

With Handshake, your renovation payments, updates, and designer communication all live in one secure place. You never have to worry about being left in the dark again.

Secured milestone-based escrow payment

Milestone-based escrow protects your funds. Payments are only released once the work is done and you’ve approved it.

Secured milestone-based escrow payment
Streamlined dispute resolution

Streamlined dispute resolution

Handshake will ensure your money is safe and guide you throughout the dispute resolution process in the most efficient manner.

With Handshake You’re in control

Track every stage of your renovation from your phone. Your personal dashboard shows progress, deadlines, payment status, and what comes next all in real time.

Monitor your renovation anywhere, anytime

Track every stage of your renovation from your phone. Your personal dashboard shows progress, deadlines, payment status, and what comes next.

renovation anywhere, anytime
Centralised communication

Centralised communication

All your messages, photos, and milestone requests are logged in one place so you can focus on your home, not chasing for answers.

Frequently Asked Questions

Absolutely. Handshake complies fully with MAS regulations and all underlying funds are held in a DBS or OCBC custodian bank account to safeguard your funds.

All transactions and data are protected with enterprise-grade encryption and security protocols, ensuring your money and information remain secure at every step.

Escrow is a safe middle-ground for handling payments during a project

Instead of paying your interior designer directly, your funds go into a secure, MAS-regulated escrow account.

Money is only released after each milestone is completed and you’ve approved the work, protecting you from poor workmanship, delays, or scams.

Beyond secure escrow, Handshake offers a full suite of tools to help you manage your transactions and payments seamlessly:

  • Milestone tracking & approvals: keep every stage transparent and accountable.
  • Shared file uploads & chat: centralise project communication and documentation.
  • Integrated payment and communication: connect and transact with your interior designer in one place. No more fragmented channels, lost invoices, or missed payment reminders.
All designed to make your renovation or project experience simpler, safer, and more transparent.

That’s great and being able to trust your ID is important! But even reputable firms can face unexpected challenges like cash flow issues, project delays, or sudden closures. When that happens, homeowners often have little recourse and risk losing their renovation budget. Handshake isn’t about distrusting your designer, it’s about protecting both sides, so your project stays safe no matter what.

If a dispute arises, your funds remain safely held until the issue is resolved, neither party can access the money unilaterally.

Handshake offers a structured resolution process with options like negotiation, mediation, or arbitration, so both sides can reach a fair outcome quickly.

Our goal is simple: to resolve issues transparently. Our team will be here to guide you through the dispute process if one ever arises.

Handshake does charges a small transaction fee for using the platform. By default this is charged to your designer, making the platform free to use in this situation.

However, we offer flexibility. If both you and your ID agree, the fee can be shared or paid fully by either party, depending on what works best for your arrangement.

Handshake does not charge any setup or subscription fees for homeowners nor are there any hidden fees.

If your industry is not shown above, drop us a message at contact@handshake.finance and we would be happy to explore how our escrow solution can serve your industry!

Ready to renovate with peace of mind?

Protect your payments, track progress, all in one place.

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Let’s connect and explore how we can help you achieve your goals.

    Limited-Time Offer: Get $300 Off Your Renovation!

    Use Handshake to secure and manage your renovation and get a $300 cash rebate once it’s complete. Limited to the first 30 homeowners so act fast!

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      Limited-time offer. Terms and conditions apply. Our team will reach out