Where Trust Meets Transparency
Handshake gives service-based businesses the financial infrastructure they’ve
always needed. Milestone-based escrow, automated invoicing, and real-time
project tracking all in one seamless platform.
Protect every payment. Unlock instant trust.
Our flexible milestone-based escrow holds and releases funds only when conditions are met. Ensuring transparency, trust, and timely payments.
Your Transaction Journey with Handshake
Set Up Milestones
Define project stages, timelines, and payment conditions, aligned to outcomes both parties agree on.
Deliver & Approve Work
As work is delivered, you review and approve each milestone before any funds are released.
Complete the Project
Once the final milestone is approved, the remaining funds are released - and the project is successfully closed with full protection and visibility throughout.
Why Leading Teams Trust Handshake
Milestone-Based Escrow
Customizable and intuitive. Easily configure milestone-based payments for any transaction, service, or workflow.
Project Clarity
Enhance visibility for both parties with built-in tools like milestone tracking, document sharing, and integrated chat. Keep everything aligned in one place.
Partial Drawdown
Access funds progressively through an approval-based release, helping vendors manage cash flow while maintaining oversight.
MAS-Regulated Custodian
Your funds are protected by a neutral, credible third-party under MAS regulations. We partner with trusted custodians like DBS Bank to ensure every transaction is secure.
Dispute Resolution
Built-in resolution mechanisms ensure transparency and fairness in the event of disagreements.
Automate & streamline cashflow management
Say goodbye to spreadsheets, manual reconciliation & time-consuming cashflow processes.
Cashflow Dashboard
Real-time visibility on status of funds in escrow, released, or incoming payments across transactions
Vendor Management & Payments
Manage and pay all subcontractors seamlessly on one platform. Track out-going payments.
Automate Accounts Receivables
Automatically generates milestone-based invoices and tracks release approvals, speeding up collections and manual follow-ups
Smart Reconciliation
Automatically reconcile incoming payments with milestones or transactions
Packed with project management tools
Keep every project on track with real-time project tracking, milestone updates, and client collaboration tools
Handshake Powers Trust Across Industries
Explore real-world use cases showing how Handshake transforms project-based payments in your field
Property and rental management
Interior Design
Renovation & fit-out
Property and rental management
Interior Design
Frequently Asked Questions
What is Handshake?
Handshake is a digital escrow platform that has its flows fully regulated in Singapore, designed to bridge the trust gap between client payment and service delivery.
We help businesses and their clients transact safely by holding funds in a MAS-regulated trust account, releasing them only when agreed milestones are met.
Beyond payments, Handshake also provides milestone tracking, project visibility, and reconciliation tools - making transactions not just secure, but seamless and transparent from start to finish.
What is Escrow?
Escrow is a financial arrangement where funds are held in trust by a neutral third party while two or more parties complete a transaction. This ensures that both sides fulfil their agreed obligations before money changes hands.
Digital escrow takes this process online - a trusted platform like Handshake securely holds the funds in a regulated trust account and releases them only when the agreed milestones or terms are met. This provides transparency, fairness, and protection for both clients and service providers.
How does Handshake protect my money and is Handshake safe?
Client funds are held securely in a MAS-regulated escrow account and are only released once an agreed milestone is completed. Handshake partners exclusively with highly reputable, MAS-licensed custodian banks such as DBS and OCBC to ensure the highest standards of safety and compliance.
What if there is a dispute?
In the event of a dispute, funds are safely held - while the issue is resolved. No party can access the funds unilaterally, ensuring fairness for both sides.
Handshake provides structured dispute resolution options such as negotiation, mediation, and arbitration, each with clear timelines, pros, and cons outlined in advance. Our goal is to help both parties reach a mutual resolution quickly and transparently, after which funds are released accordingly.
What else does Handshake provide beyond escrow?
Beyond secure escrow, Handshake offers a full suite of tools to help you manage your transactions and payments seamlessly:
- Milestone tracking & approvals: keep every stage transparent and accountable.
- Shared file uploads & chat: centralise project communication and documentation.
- Cashflow insights across projects: understand your incoming and outgoing payments in real time.
- Dynamic payment reconciliation tools: automate matching and reduce manual admin.
What industries does Handshake serve?
Handshake is built for any industry or transaction where there’s a gap between client payment and delivery.
We’re already powering transactions across industries such as:
- Interior Design
- Renovation & fit-out
- Software development
- Property and rental management
How much does Handshake charge?
Handshake’s fees depend on the size and structure of your transaction. We only take a small percentage relative to the amount that could be lost from non-payment - making it a cost-effective way to stay protected.
There are no fees for onboarding, KYC, or account maintenance. You only pay when you use Handshake to secure a transaction.
How long does it take for funds to be released?
Once a transaction is completed and funds are released from escrow, the withdrawal from Handshake to your beneficiary bank account is instant.
Settlement timelines may vary slightly depending on your bank’s processing time, but most users receive funds within seconds of release.
If your industry is not shown above, drop us a message at contact@handshake.finance and we would be happy to explore how our escrow solution can serve your industry!
Put payment risk behind
you today.
From contract to completion — manage your funds with
confidence using Handshake.