Singapore homeowner reviewing renovation insurance certificate alongside contractor documents before works begin
Payment Protection

Renovation Insurance Singapore: What It Covers, What It Does Not, and What Homeowners Actually Need

There is no single product called “renovation insurance” in Singapore. There are two — one held by your contractor during works, one held by you after. This guide explains
the difference, who is responsible for each, and the one financial risk that neither type of insurance was ever designed to cover.